Car Insurance
Let’s get you started on your car insurance journey!
Car insurance or four wheeler insurance is an agreement between a car owner and the car insurance provider that offers protection for four-wheelers in the case of financial losses due to unforeseen events like accidents and natural calamities. This contract more often than not, is perceived as a piece of paper to be kept in the dashboard of the car and to be taken out only in case the traffic cops ever asks you for papers. But that’s not all! This paper financially protects your four wheeler in case of damage or loss through an accident. When you’re on the road, no matter how careful, there are chances that you might meet with an accident & you can end up with hefty repair bills.
Well, there are different kinds of four wheeler insurance such as third party car insurance which protects you from financial implications when the insured car accidentally causes damage to third-party vehicle/property or injuries to a third-party or person. This third-party car insurance or liability only cover policy, does not cover damages caused to the insured car. In India, as per the Motor Vehicle Act, it is compulsory to have a valid third-party insurance policy if you want to take your car on the road.
Another type of car insurance policy is comprehensive car insurance policy that protects not only against any third-party liability but also against any financial damage to the car that may be caused due to accidents, theft, fire & natural disasters such as lightening, storm, flood, cyclone etc. or damages which are man-made like vandalism, riots etc. Not only that! You can also avail a Personal Accident Cover which will cover for injuries or God Forbid, any severe physical damage, incurred in an accident!
Once you buy online car insurance, you can choose between a third party car insurance or a comprehensive car insurance or even a stand-alone damage policy, as per your needs. Tata AIG offers a range of third-party and comprehensive car insurance policies online to help you choose the type of coverage and protection your car needs. You can further enhance the comprehensive car insurance coverage with 13 car insurance add-ons. Fill in your car details and check quote to find the car insurance policy that is ideal for your four-wheeler!
Key Features Benefits Of Tata AIG Car Insurance
Savings & Affordable Premiums
Save up to 75% on car insurance premiums by buying your policy online
Claim Assistance
Our 650 claim experts across India ensure an easy and quick claim process for you"
High Claim Settlement Ratio
Our 98% claims settlement ratio as of FY 2020-2021 can assure a high settlement ratio for car insurance claims
Cashless Repairs
Our network of over 7500 garages ensures cashless services for your car repairs
Damages to third-party
Damages to a third party or third-party property are covered
Own Damage Cover
With our Own Damage cover for your car, we can cover damages from accidents, man-made disasters, and natural disasters
Customizable with Add-ons
Up to 13 add-ons to protect your four-wheeler with an all-round car insurance policy
No Claim Bonus (NCB)
Up to 50% discount on car insurance premiums after 5 consecutive claim-free years
Buy/Renew Car insurance Online
Quick renewal of your car insurance with an easy 3-step process with Tata AIG.